Tracing agencies try to match up names with addresses. They are usually employed by lenders in the early stages of a default and work on a no trace - no fee basis to try and get a new address or telephone number or even verify you are still at the same address.

If you move and want to make it difficult for them don't leave a forwarding address with neighbours, don't go on the electoral roll, go ex-directory. However if you have an unusual name they may undertake a "fishing expedition" through searching credit reference agencies records to see if you have opened a new account, sometimes making 2+2=5

They are also able in many instances able to get your address (perhaps by slightly devious means) from other banks and utility companies.

Important! Ask your own free questions... Questions are answered accurately at the time they are posted but the law can change or your circumstances may differ in an important but not obvious way from those mentioned. For fast, free and up-to-date personal legal advice direct to your inbox about your own individual case ask Law Answers your own free legal question.

about moneylawyer's free credit agreement checking service