It is difficult to answer an individual question like this without a lot more information about the amount of debt, the time of default, your circumstances and to what lengths you are prepared to go to.

The likely course of action is that debt collectors will be brought in for each of the debts. The larger the debt the more likely the collection company will issue proceedings against you and the more effort they are likely to make to find you.

If you can keep out of everybody's way for 6 years the debt is not enforceable.

But before you go to ground check our free loan and credit agreement checking service which will also verify if you have been mis-sold any payment protection insurance or whether it is claimable.

Important! Ask your own free questions... Questions are answered accurately at the time they are posted but the law can change or your circumstances may differ in an important but not obvious way from those mentioned. For fast, free and up-to-date personal legal advice direct to your inbox about your own individual case ask Law Answers your own free legal question.

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